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Ignorance Is Not Bliss, It's the Insurance Company Denying Claim

Posted on Jul 23, 2009

Here's a case in which the insurance company IME simply ignored half the claimant's medical record.

The Hartford hired one of their friendly companies, the University Disability Consortium (UDC), to review the records to see if they should keep paying LTD benefits. Dr. Beth Aaronson reviewed the case and determined that although the patient had limitations in her left hand, there were still three jobs out of 12,000 that she could do.

The problem is that Dr. Aaronson arbitrarily and capriciously ignored the several other debilitating problems which included temporal lobe epilepsy, protein S deficiency, and deep venous thrombosis among others.
UDC's doc just didn't feel it was necessary to include anything on these serious problems when reporting on disability. Did they think it would just go away if they glossed over such maladies? Read more on this insurance 'employee' helping to deny claims .

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Ben Glass is a Fairfax, Virginia attorney who specilizes in Long-Term Disability insurance claims dealing the ERISA.

Disability Insurance Claim Attorney | Disability Insurance Claim Lawyer